Finally understand
your dental bill.
Upload your EOB. We decode the difference between what was billed, what your insurer negotiated, and what you actually owe — in plain English.
How it works
From photo to clarity in 3 steps
Photo or PDF of your dental bill or EOB. OCR runs entirely in your browser — nothing is transmitted.
JPG · PNG · PDFEvery CDT code is matched to real negotiated rate benchmarks. We separate what was billed from what you owe.
UCR → negotiated → your costInstant PDF with every charge explained in plain English, plus smart questions to ask your billing office.
Download + emailThe billing stack
Why your bill looks so high
There are four different numbers on every dental claim. Most people only see one.
The dentist's standard fee schedule rate. Submitted to insurance as-is. Not what anyone actually pays.
What your insurer has agreed to pay in-network. The $400 difference is automatically written off — you don't owe it.
Most PPO plans cover 50% of major restorative work after your deductible.
Your co-insurance share. This is the only number that matters to your wallet.
Crown (D2740) example under a typical PPO plan. Actual amounts depend on your specific plan and deductible status.
Sample output
What you get
| Code | Procedure | Billed | Negotiated | Your Share |
|---|---|---|---|---|
| D2740 | Crown — porcelain Major · 50% co-ins | $1,450 | $890–1,100 | $445–550 |
| D0330 | Panoramic x-ray Diagnostic · 100% covered | $247 | $120–180 | $0 |
| D1110 | Adult cleaning Preventive · 100% covered | $150 | $90–130 | $0 |
D2740 (Crown): Your dentist billed $1,450 — their standard fee. After the contracted rate of ~$1,050 applies, the $400 difference is written off. Your plan covers 50%, making your estimated share ~$525.
Educated patients are easier to work with
Most billing disputes start with confusion, not bad intent. When patients understand the math, there are fewer phone calls, faster payments, and more trust.
Patients who understand their EOB don't call confused about a $525 charge on a $1,450 bill.
Recommending transparency signals confidence. It shows you have nothing to hide.
Patients who understand what they owe pay faster and dispute less.
Your health data stays yours
We built MyBillRX so that no patient information ever touches our servers. Here's exactly how it works.
Your bill image is read locally using browser-native technology. The raw image or scan never leaves your device — ever.
Before any data reaches our servers, all patient identifiers — names, dates of birth, member IDs, and addresses — are automatically removed.
We analyze CDT procedure codes and dollar amounts only. We never store who you are, when you were treated, or which insurer you have.
No login required. No email collected. No cookies tied to your health data. Nothing that links a bill to a person.
MyBillRX is not a covered entity under HIPAA — it's a direct-to-consumer tool, not a provider or insurer. We go further than HIPAA requires: we collect zero patient identifiers, full stop.